Document Type: Research report

Summary

This report looks at single parents’ finances against a backdrop of austerity, and is the last from our ‘Paying the Price’ project.

The findings show that, despite record high single parent employment, many single parents face persistent financial insecurity. The research finds high living costs, welfare cuts and insecure, low-paid work all contribute to single parents struggling to make ends meet.

As a priority, the report calls the government to:

  • Ensure universal credit is fit for purpose
  • Improve childcare support for low-income families
  • End benefit cuts/suspension to incentivise work.

In the longer term, we want the government to make sure benefits keep pace with living costs, invest more in debt prevention and re-think wider welfare reforms.

Key findings

The report found single parents affected by three main issues:

  • Risk of debt: Most single parents are struggling, with many forced to borrow to make ends meet
  • Work isn’t enough: Working single parents struggling as much as those out of work
  • An uncertain future: Worsening economic conditions and harsh welfare cuts mean single parents are increasingly vulnerable.
Paying the Price: still ‘just about managing’?

21st Sep 2017

Summary This report looks at single parents’ finances against a backdrop of austerity, and is the last from our ‘Paying the Price’ project. The findings show that, despite record high single parent employment, many single parents face...

Key findings The report found single parents affected by three main issues: Risk of debt: Most single parents are struggling, with many forced to borrow to make ends meet Work isn’t enough: Working single parents struggling as much...

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Children deserve more: challenging child maintenance avoidance

9th Jul 2017

Summary In-depth case studies illustrating the loopholes that allow child maintenance avoidance – where paying parents are able to minimise the amount of child support they’re requested to pay. The report shows how rules – and...

Key findings Reforms under the CMS mean the system is cheap to administer, but fail children Parents are left in the dark about their options, meaning many give up on a fair assessment The DWP passes the buck...

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On the rise: single parent sanctions in numbers

9th Apr 2017

Summary The government maintains benefit sanctions are only used as a last resort for a very small minority of claimants. This briefing illustrates how the DWP understates Jobseeker’s Allowance (JSA) sanction rates, how the risk of...

Key findings Benefit sanctions are a significant part of the benefit system, and cannot be dismissed as a minor element – at a recent peak, around one in seven single parents claiming JSA were sanctioned Single parents...

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Kids aren’t free: the child maintenance arrangements of single parents on benefit in 2012

1st Jun 2013

Summary Gingerbread, in partnership with NatCen and Bryson Purdon Social Research, looked at child maintenance arrangements among low income single parent families (those receiving out-of-work benefits in 2012) – assessing their impact, longevity and likely impact...

Key findings In 2012, child maintenance lifted one in five single parents on the lowest incomes who received child maintenance out of poverty Before changes to allow receiving parents to keep their child maintenance, rather than treat...

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