[Singlemamaoftwo]

Ps I would also consider changing the locks now he’s moved out. I would do this before you take things official with CMS. If his behaviour has been Jekyl and Hyde then he may try and come back once he realises he has to pay maintenance and face up to the decisions he’s made.

Make sure you tell your local council that you’re now living alone with a 2yo. As you will get a reduction in council tax payments too.

Being a single mum is hard but it’s far better for you little one to grow up in a happy home. The evenings when you’re sat around on your own after they’re in bed seems really lonely at first but it will get better. I took up sewing and have started a little DIY tiktok account and seeing the things I’m good at gives my self esteem a boost. Once you believe you can do it it gets way easier and I’m sure you absolutely can xxx

 

[Singlemamaoftwo]

Hi,

I’m a single mum (also 34) working part time and I own my own house there is hope!

Firstly if he does want to sell the house you will be entitled to half of whatever is left from sale / estate agent fees. Put this aside as a deposit for your next place in a separate bank account so that it cannot be taken into account when you apply for universal credit.

Contact CMS and get maintence made official (mortgage lenders will take maintence payments into their affordability criteria if they are officially done via CMS), then you also have your wages from part time work and universal credit payments (a lot of lenders also take UC into account now too). I went with the broker London and country who know who best to go to to get a mortgage from when there’s things like maintence and UC involved.

You will be entitled to 85% of your childcare costs back. So if you need to put your LO into after-school club or nursery to enable you to work. Then submit your receipts online and they will pay 85% back on your next payment.

 

If you have any questions feel free to ask as I’ve summarised all of this xx

• This reply was modified 1 year, 2 months ago by Singlemamaoftwo.
• This reply was modified 1 year, 2 months ago by Singlemamaoftwo.

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