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There’s a limit to how much money you can get from benefits, called the benefit cap. This applies to everyone over 16. Here we explain how this works and what you can do if you’ve been affected.
The limit depends on where you live.
If your income goes over this amount, your Universal Credit or Housing Benefit will be reduced until your income is below the limit.
Use our quick online benefit cap checker to see if you could be affected. And if you’re worried about the benefit cap and would like some personal advice, talk to us.
Most benefits are included. The cap will apply to the total amount you get from:
You may get a ‘grace period’ for up to 9 months. This means the benefit cap will not affect your Universal Credit payments if:
If you’re on maternity leave, paternity leave, adoption leave, or claiming Statutory Sick Pay, you’ll still be counted as being in work.
You won’t be affected by the benefit cap if you:
You also won’t be affected if you or any children living with you get:
You can also call our helpline and we’ll talk you through your options.
Date last updated: 18 May 2023