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    It depends on a few other factors, do you have registered childcare for your younger children?  You can use benefit calculators such as which I have found helpful. It may also be worth contacting your local council to see if you are eligible for a discount on your council tax.

    I earn slightly less that you but receive child tax credits and working tax credits (it’s not a lot but helps).

    There is also the Money advice service, they can help you create a budget.

    Hope this helps!

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