Using a pension to minimise CM payment

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This topic contains 7 replies, has 3 voices, and was last updated by  Hans84 2 months, 4 weeks ago.

Viewing 6 posts - 1 through 6 (of 6 total)
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  • #31871 Report

    Hans84
    Participant

    Hey there

    I’m having a bother with the CMS not taking any notice of me at the moment.
    my ex has never met his daughter who is now 6 but has paid what he should so far.

    The issue is how much he pays into a personal pension, last year it was 24% of his income this year its 35%! It’s very obviously  to reduce the amount of maintenance he pays.
    Anyone have any experience or ideas on this? Any help would be greatfully recieved.

    xx

    #31875 Report

    GirlFriday
    Participant

    Hi, sorry to be the bearer of bad news but a pension IS the only deduction which will affect CMS payments.. The CMS do not take into account paye/ni but they do deduct pensions contributions before they calculate the sum due. I am expecting my ex to have increased his in the last financial year so that my payments will go down when they are next reviewed as he was apparently ‘shocked & upset’ when I contacted the CMS …!

    #31878 Report

    Hans84
    Participant

    Well that wasn’t what I was hoping to hear, but thank you for your comments.

    I have read online somewhere that the CMS see anything above 12% as excessive. Does anyone have any experience of this?

    #31879 Report

    GirlFriday
    Participant

    Sorry! Have to say no I didn’t know there was a max but have just googled and you can lodge a variation to be considered if you think it’s excessive. Have you tried calling them? Other than the wait to speak to someone I have generally found them quite helpful?

    Good Luck x

    #31880 Report

    Hans84
    Participant

    Yes I’ve rung and rung and lodged a variation appeal. Just keeping my fingers crossed now.

    #31905 Report

    GirlFriday
    Participant

    I will keep mine crossed for you too!

    🍀

Viewing 6 posts - 1 through 6 (of 6 total)

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