My husband has just left me and I am in the process of applying for universal credit. I can’t seem to be get a clear picture of what is seen as income. He is still paying the mortgage and some household bills which are joint until we have been through financial mediation and agreed a settlement, which could take a while. But I need to apply as everything else, food, kids etc needs to be paid for by me. Does the mortgage payment count as income that I need to declare for me if it’s a joint mortgage ? Any advice appreciated.