universal credit

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  • #19876 Report

     

    Hi

    im away to take the jump over to universal credit but have heard so many negative things how people are worse off financially etc my anxiety is through the roof!

    any advice on what to expect?

    mum to 11 and 15 year old boys

    #20008 Report

    tashbag
    Participant

    Hi I have just taken the jump to universal credits and not as bad as they say it is heard lots of good thing and a freind of mine works for them and the news makes it out to be worse than it is .her  son changed over to it as he a single parent and he is better off on it it just how long it takes that everyone complaine about .Hope this helps .

    #20014 Report

    Ok that’s great thanks for that and yes I’m thinking the same thing it’s the five weeks without credits that’s the killer.

     

    #20017 Report

    tashbag
    Participant

    I will let you know how it goes and if I have any issues  with it so far none I just know that it’s easier that trying to claim housing befit as they just go though your earning I didn’t even have to give much paper work either plus I can check what happening on my account and ask question and they will send you back a reply next day Tasha 😁

    #20209 Report

    tashbag
    Participant

    Well the jump over to  universal credit was easy but didn’t know they  stop your tax  credits before no money so had to ask the for a  Advance  Payment which you can pay back monthly but also unless your income is under a Certain amount each month  you don’t get free dental and  prescriptions of eye test on  universal credit’s you loss tax  exemptions  Which if you still don’t have much income doesn’t help.

    #20267 Report

    MissT
    Participant

    I would just advise to be careful. I switched onto UC. I informed all my exsisting benefits right away, such as Housing Benefit and Tax Credits. Housing Benefits AND Tac Credits still paid me after I informed them of my switch to UC. At the time I still used those payments for my rent and bills. To only be told months later that they needed that money back and it was an overpayment. I accumulated £2000 worth of debt in a day without doing anything. With a 1 year old, no child care so I can not work. It’s really put me in a awful position. I have appealed and nothing has changed. Just be careful of over payments from exsisting benefits.

    #20279 Report

    tashbag
    Participant

    Hi everything I did was done by universal credit  I didn’t need to inform tax credits first as I was applying for housing benfit and they switch you to UC anyway you don’t have a Choice and my payment for tax credits stop straight away I have applied for a advance payment to help while I wait for my money which I will pay back monthly so can pay any up coming bills I think it’s diffent for everyone you just need check with them I am shocked that your tax credits payments didn’t stop as when you apply for UC they are in touch with them so your payment should of stop sorry to here it was a good  experience  .

Viewing 7 posts - 1 through 7 (of 7 total)

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