Struggling having no money

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  • #45629 Report

    Natalie50
    Participant

    Hi I am having a seriously tough month. I left my job of 5 years because my new boss overworked me and I burnt out. I am hoping to go into self employment next month. However I have no money what so ever till the 10 of december. I have an electric and gas meter which needs topping up and direct debits  to pay. Universal credit pay part of my rent and were unable to offer me an advance. I had to go the food bank where  I usually donate to for food, I felt bad. I have tried charities but no luck. My daughter’s dad passed away so that makes it tougher, I cant even look at her christmas list. Has anyone else been in this situation, or can anyone advise me what to do. Thanks

    #45632 Report

    Carmen
    Moderator

    Hi Natalie50, I’m really sorry to hear that you’re going through this.  Our Single Parent  Helpline may be able to help.  Please do call on 0808 802 0925 to speak to an adviser.  Calls are free from landlines and mobiles.  The Helpline is open Monday 10-6, Tuesday 10-4, Wednesday 10-1 and 5-7 and Thursday and Friday 10-4.

    I hope that helps. Carmen

    #45634 Report

    Natalie50
    Participant

    Hi Carmen

    Thank you, I will do that.

    #45698 Report

    Kat2
    Participant

    I’m sorry to hear you are having difficulties. If it was me I would try the job centre as they know of organisations, the CAB, you could talk to your child’s school as not many people know but schools do receive yearly funding to help parents in crisis in a variety of ways, I know that food vouchers and transport at least can be offered through the school to help out for up to three months, social services is another that I would try. I know there is stigma attached to social services being involved but nobody needs to know and they are there to help families stay together, due to COVID 19 they probably wouldn’t even come out, a chat on the phone and a few emails, they will know of other organisations too. They can help with food vouchers and clothing at least to my knowledge. At the moment company’s are giving leeway on bills and banks are giving overdrafts to people struggling because of the coronavirus. Some bill company’s give a further discount if someone in the house has a long term health condition or disability but you have to ask for it which is hard to do when they don’t tell anyone It exists. Obviously this may not apply to you but it may do so thought I would mention it. I’m sorry for your loss and don’t mean to be insensitive with the next one. There is a weekly benefit called widows parents allowance, there may be an option to backdate it too. Your local housing manager if you are renting from the council, if you explain your circumstances they will be able to put a hold on your rent while you apply for benefits. I did this myself once, before coronavirus as my income literally stopped and I was destitute overnight. They held my rent for six months with me paying £2 per week, but I had paid them on time for years and have never been taken to court, I don’t know if that was a factor. According to my housing manager it takes a long time to legally evict a tenant, even longer now I would think, I’m not advising you to but knowing this I would forfeit my rent and water first as they can’t cut you off either. Electric and gas company’s are able to help people on meters who are in financial hardship but again you have to ask. These are all of the ones I can think of. Hopefully some will be helpful to you.
    Here if you fancy a chat or a rant. I really hope your situation improves quickly. Big hugs x

    #45703 Report

    Natalie50
    Participant

    Hi Kat

    Thank you for your advice, I am in a tricky situation as my daughter is 16 and waiting to go to college. This means I don’t even get child benefit. Not sure if social services would still help. The job centre did try and help but to no avail, most charities are out of funds for this month. I have been clearing out my house and looking for things to sell so hopefully that will bring a little something in. Thank you for responding though, it is much appreciated.x

    #45704 Report

    Kat2
    Participant

    Hi Hun, no problem. Oh I see.
    Social services will do an assessment to see if they think the child is in need, if they think that she is they will do their best to help you both. It sounds like you both are if you are going to food banks and about to run out of gas and electric.
    Have you tried your bank and bill company’s? Please contact the child benefits office again because if your daughter will be going to college then you are entitled to still receive child benefit and it can be backdated. Having a clear out and selling items is a great idea. It is terrible that this is happening to people, half of the people have too much and the other half too little. It’s no wonder we haven’t come across new life forms. They are probably out there but saw the way we treated each other and black listed us. What area are you in if you don’t mind saying?

    #45707 Report

    Natalie50
    Participant

    Hi

    I did not know that child benefit would still pay, even though my daughter was not yet in college. if I could get a back pay that would help. I will phone them on monday, if they cannot help then I will call social services, thank you so much for your help xx

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