I’m Michelle one of the moderators here. Its nice to see you posting and getting some good advice. There’s some useful information within the Gingerbread site that could be helpful. Here’s a link to a page that might be relevant:
Regardless of your employment status, you should be getting support from the other parent via maintenance for the children. Does the father spend any time with the children?
It can be extremely challenging raising children independently, you should make use of all the support available to you. I would suggest opening up an account with CMS, this way the other parent will be able to contribute to ensure the children are financially supported.
It sound as though you didn’t find the information you were looking for via the link I’d shared with you. Have you given the Single Parents Helpline a call? They may be able to help you to explore some options. Here are the contact details:
Gingerbread Single Parent Helpline – Freephone 0808 802 0925
Opening hours: Mon 10 – 6, Tues 10- 4, Wed 10 – 1 & 5 – 7, Thurs 10 – 4, Fri 10 – 4 They can be busy so callers can expect to wait up to 20 minutes before the call is answered
If you work, Universal credit will pay up to 85% of childcare fees when you provide receipts etc
i work full time and get universal credit. Nursery fees are £780 a month and UC pays £646 of that so it’s a big help.
Check you are getting the right elements on your uc and getting the right council tax support. It is a basic amount so I can see how some people struggle. Uc benefits those who work. When you work it reduces depending on your earnings but your wages are always higher than this, there is a work allowance when you have dependent children too.
also check out the various funds available. In the midlands, the big difference scheme can reduce your water bills significantly. Many power companies will allow you to go onto a payment plan. Apply for the warm home discount too in the autumn if you are eligible
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