Separation & UTC Advice

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This topic contains 2 replies, has 2 voices, and was last updated by  Grace76 2 months, 1 week ago.

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  • #26318 Report

    Grace76
    Participant

    I’m currently going through a separation with a partner who isn’t my 15 yr olds Father. It’s very early days and I am a mess..

    We bought a house together and my partner put a large deposit down and spent money on the house. I am on the mortgage and entitled to 1% of the house when it is sold. I pay for half of the mortgage and I wondered if I would get any help with benefits now as I need to get out of the house and into rented accommodation.

    Would this 1% of a house share hinder my chance of getting benefits? The market is really slow at the moment and I cannot stand another day living in the same house as him. I need to get my daughter settled as she is the most important thing.

    I work full time and I have a low salary for the South East area. I have never received maintenance from her father and would be in financial difficulties if I didn’t get benefit support towards housing costs etc

    We live in a Universal Credit area

    I hope this all makes sense- I literally can’t think straight at the moment as I’m so worried about finances.

    I would be very grateful for any advice x

     

     

    #26321 Report

    Ramblinjon
    Participant

    Hi Grace, welcome to the forum although I’m sorry to hear of the circumstances.

    Benefits are a very complex issue and while many of us could try and help your first course of action would be to give the gingerbread team a ring, there number is 0808 802 0925, they don’t operate a 24 hour a day service but if you click the link lower down on this page you’ll find when it’s open. When you phone you will speak to someone who is specially trained to deal with your query and on the plus side you can give them all the info that’s best not shared on the open forum.

    If ever you just need to have a rant or a chat then you will find the forum a very supportive place with some lovely people.

    Mark

    #26326 Report

    Grace76
    Participant

    Hi Mark

    Thank you for your kind words and advice – I wondered if anyone had been through the same situation, but you’re right about seeking professional advice.

    Grace x

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