Newbie seeking friendly response

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    Hello everyone I have recently joined the forum in the hope of chatting to other parents and hopefully make some new friends. I see there are so many topics on discussion at the moment but have one of my own maybe many of you have also experienced. Due to changes to child tax credit and income support and daughter reaching age 20 shortly my benefits will be going down and I have been given the option of claiming Universal Credit instead where I would be slightly better off Im told. Has anyone had this dilemma and changed to UC and if so any regrets – additionally if anyone has stayed where they are why you decided to do that.

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