I have been told about this group, I am new here. I am truly struggling and I don’t know what to do or where to start. I have a nearly three year old and my partner agreed for me not to work until we got free childcare as could not afford it, but he leaves me and I know have a house and bills to pay, I don’t know where to start. I get child tax credits of £4.31 a week at the moment, do I need to tell them I am a single parent now, how do I do that? I’m starting to panic about living and not being able to pay my bills. Really sorry if this isn’t something people talk about here, I just need some advice and my anxiety has hit the roof as I’m worrying and overthinking a lot, my mum owns my house, but she can’t afford for me to live here for free, she still needs to pay her mortgage on this house. If anyone can give me advice or at least calm me down with the situation I would be grateful, I’m trying to take day by day this last week but isn’t going that well.
Thankyou in advance
So sorry its so scary when you first have to manage everything alone. I called tax credits when I was first single and explained what a difficult time I was having and they put me through to their crisis team. They were brilliant, really friendly and so very helpful. Your mum is your landlady so as you don’t own your home you should be able to get help to pay your rent. I would call them ASAP and it should put your mind at rest. Definitely do a budget that’s great advice, once you have a clear idea of what money is coming in and going out you’ll have a better handle on the whole thing. I can tell you this for sure once you take control you will feel so much better.