I’m 46 and I’ve just been offered a place at uni. I have a 12 year old son and wondered if there was any financial support I could get. At the moment I claim universal credit and work part time. I’m really worried I might not be able to afford to study.
I did my degree 10 years ago at the time i was working part time, 16 hrs and over and i was studying full time. I used to get all my tax credits and wages plus my student loan and grant. I have never claimed housing or council tax benefit so i’m not sure how they would be affected by the extra money. I am starting my Masters this October and i get a postgraduate loan and grant on top of my full time wage and this doesn’t affect my tax credits in any way, i phoned the hmrc and checked. Universal credit might be a bit different though, I actually did my dissertation on the effect the change from tax credits to universal credit would have on families, i did a finance degree lol
Thank you for your reply. That’s great you we’re able to do your degree 😊 And all the very best with your masters 👍 I have just applied for student finance and I know it will take a few weeks to sort out. With me being on universal credit, I get a set amount each month which includes the housing element. I’m just not sure if my universal credit will stop if I become a full time student. If if does, then I won’t be able to go to uni as financially I won’t manage.
I’m due to start uni on 21st September but I’m really worried about my finances xx
My finance was approved pretty quick within two weeks so hopefully it will come through for you soon. The way i understand it the maintenance part you get paid will affect your universal credit look here for a rough idea http://www.gov.uk/guidance/universal-credit-and-students, they also mention special support loans and grants if you claim the housing element which won’t affect your universal credits.
If i were you i’d phone the finance people at the uni and the hmrc for advice so you can get a better idea. Uni’s have hardship grants and all sorts of things which may help.
I was just wondering how you got on in the end ? Are you at uni, I’m hoping to start the January intake but like you am terrified of the financial side of things, I hope things have worked out for you. X
Hi, I’m Sandra – I’m one of the moderators. Different rules do apply for UC for single parents who are students so it might be worth calling our Gingerbread Helpline on 0808 802 0925 – they can do a calculation for your individual circumstances – best of luck with that, and with the studies!
Hi, Thank you @ Jellybean and @Sandra. Well I have started uni. I am doing a psychology degree. It’s very hard as i haven’t been in education for 30 years, but I’m hoping I will be ok. Student finance were really good. So I get my student loan but because I am a single parent, I get a grant also. It’s still a struggle financially, but not as bad as I thought. @jellybean, if you need any help with student finance etc, please let me know if I can help. I might be able to point you in the right direction. And good luck with your studies 😊 xx
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