Hello everyone, I’m just looking for a bit of advice or anyone that has been in a similar situation. I have a 6 year old and currently pregnant with my second which is due in December. I currently work part time 16 hours as I’m pretty much a single parent (dad and I are on and off and he lives away for work) I work a Monday 12-4 and a Friday 10-2 and a Saturday 11:30-8pm. I’ll be going on maternity leave in November and hope to go back to work September as il have to unfortunately most likely put my baby into nursery while I go to work and my daughter is at school. I struggle with childcare quite a lot. I have my daughter in an after school club on a Monday as I finish after school pick up and work will not budge on changing my hours. I also struggle with my Saturday shift, I literally go between friends, my parents and her dad if he’s around which I find quite stressful having to sort out every week. Also when half term hits I struggle and have to go between people again as it’s 3 days a week I need to cover. I’m considering not going back to work at all after I have the baby. I’m worrying already about if people will still want to help me with two children and one being so young, my question is will I be able to manage not working? I’ve always worked since I was 17 years old. At the moment I manage fine with money, I get working tax and child tax and child benefit and housing benefit but I just don’t know if I’ll be able to manage if I don’t work at all. But it would just be so much easier then me having to try rely on people for childcare. And nursery fees won’t be cheap, I just don’t want to find myself miserable not working aswell. Being at home all the time I don’t want to go insane. Any advice would be greatly appreciated, thank you
I would use a benefits calculator like on entitledto and out in what your circumstances would be if you didn’t work. You’d be moved onto universal credit and many find they’re significantly worse off, but there have been improvements with increased allowances so many find moving to this with working a smaller number of hours would be more beneficial.