I don’t know where to start

[Aquaclaire]

My partner has told me he no longer wants to be with me after 6 years. We have a two yo and I’m pregnant. I’m a stay at home mum (gave up a good job and career) and have no money of my own. I joint own a house but do not feel like I can stay there (he’s erratic and it’s a long way from family) so I’ve moved to my parents.
I have no idea where to start claiming benefits while I look for a temporary job. I can’t claim while I’m living with my parents (I don’t think?) I still have half a house that I can’t live in and I can’t afford to rent anywhere as I have no money to put down as a deposit. I just feel completely hopeless.

[mstime]

Hiya,

Could your partner afford to buy your half of the house from you?  He would need a bigger mortgage of course .  I had to do that when me and my partner split up some years back. Im not sure i can remember the details  of the whole process but i know she ended up with half the value of what had been paid on the mortgage up to that point. It gave her the cash somehow. May be worth talking to Citizens advice and seeing if you can grab some legal advice about it?

[mstime]

Just remembered.  Its called transfer of equity.

[mstime]

Sorry just remembered something else.   Are you still paying into the mortgage on the house?  If you are then make absolutely sure that you keep ALL records of that. Your bank statements need to be printed out showing your payments have been kept up with. Could save you a headache in the future.

[Author]

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