I have recently split from my partner and we jointly own a house. I want to move out with the children and rent a house, my ex wants to stay in our owned home. When I look into housing benefit though, it looks like it takes into account the equity I have in the house that my ex will live in and that I will not get any help with my rent. Is this correct? It looks like I could get nothing because I own this other home…
Hey, I’ve got the exact same problem. Split with my partner of 16years, I’ve loved to my parents provisionally with our 2year old. We jointly own a home but I want to rent somewhere whilst we decide to sell it what he’s doing etc.
i rang citizens advice yesterday and it seems the house is classed as capital so I can apply for some help with getting universal credit but I would need to notify them of owning a home and they put a 6month note on your file (basically to sort out selling it or partner buying you out) then they review after 6months as your benefits can then be reviewed and taken away. I was told I wouldn’t receive any help towards housing/rent, just the universal credit if child benefit etc.
hope that helps. They were really helpful when I called and took details and were able to tell me in a few minutes what I could claim and how to go about it
I am in the same situation but i was told that if the ex has a child to care for then its discounted as capital. I have my daughter he has his we dont have any together. Not sure if that counts if the children belong to both of you though.
Hi Willow1234, I think that if his daughter lives with him then you will be ok, but if his daughter lives with her other parent then you may have a problem.. Thats how I see it anyway but maybe speak to someone! So complicated!
I do believe that you are right on all these points, but doesn’t that leave us a bit screwed after 6 months in our rental… We don’t want to sell our house in these uncertain times and are waiting until 2022 so it really makes it hard to know how I will survive!
I know I’m in the same position @littlerichmond, if I sell now we make a loss and I doubt the housing market is going to get going in the next 6-12months. I can’t live with family long term and want to get settled into a home/area by renting before my little boy starts school next year. It’s so frustrating.