Housing advice needed-surely I can't be the only one in this circumstance

Home Online forum Gingerbread Forum Housing advice needed-surely I can't be the only one in this circumstance

This topic contains 2 replies, has 3 voices, and was last updated by  SOLOMUMMY 6 days, 13 hours ago.

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  • #33640 Report


    Hi, myself and  my separated husband have been living in the same house for over a year since separation now. We have buyers for our house and my plan was to move myself and my daughter into rented accommodation. Although I don’t earn enough (as I work part time), I would have income from the house sale and would then apply for benefits. The letting process was going well until they required a guarantor who earns £43k. I have nobody who has that income in my life to even ask. The few friends I have, already have full homes. My family is over 200miles away. My daughter has no idea about it all.

    I can only see my two options of stay in this awful house together forever or make myself and my daughter homeless to get support. I can’t do either of them and I don’t know what to do.

    #33658 Report


    Hi JessC


    If you want housing advice, you can contact Shelter.  Here’s a link https://www.shelter.org.uk/

    If you want advice about other issues like benefits, then you can call the Gingerbread helpline on 0808 802 0925

    #33668 Report


    As you will presumably have a lump of equity (that will restrict your ability to claim benefits if between 6-14k the amount you receive will be reduced if above you will receive nothing) you need to perhaps consider:

    • could you mortgage somewhere even if small?
    • is remaining local feasible?
    • could you increase your hours that you’re working and income level to show you’re more secure?
    • offer a larger deposit that would say guarantee the rent for an additional three months or six months?
    • asking your ex to be guarantor?
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