My husband and I started claiming UC a month ago as our business collapsed.
My husband has how left me and will be moving out of the house in January. I have made an appointment to see my work coach on the 3rd jan to discuss my options but can anyone give me an idea of the following please as I am really worrying about everything.
– We get paid on the 19th of the month so if I amend our details when I go on the 3rd will my claim be based on single occupancy etc for the remainder of the month? This wont end up with me starting a new claim and waiting another 5 weeks will it?
– I am currently working 16 hours a week but my shift pattern changes each week and its ridiculous funding childcare for my 2 year old. I am currently paying out more than I earn – although I do get 85% of this back I believe. But if I quit this job for now until he is 3 and I get free hours would I be penalised? I believe I wouldn’t be expected to work until he is 3 but worried if I leave a job at this point will i be sanctioned?
Things are just very difficult and I just want to spend as much time as I can with the children.
From what I understand you can’t voluntarily quit work when on universal credit at all, as you could lose your claim all together, so definitely check with your work coach before handing in your notice. You’re not expected to work until your child is 3, but depending on your income you can get free childcare from 2.
I was in a similar situation although my kids are a few years older. UC couldn’t give me a definite answer. Things settled down a bit, so it wasn’t so crucial. As far as the 5 weeks goes, I went from a sole claim, to a joint and back to a sole claim and my claim periods didn’t change. Do you get paid on the same day each month. I know it can cause an upset if you get paid at the start and end of a claim period because it happened to me. Also when I went from a joint back to a sole claim I was able to get an advance which helped.
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