Help/advice on deciding not to work

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  • #13010 Report

    Nannyplum
    Participant

    Hi there,

    I’m hoping for some advice to help inform my current thoughts.  I’ve got two very young children and I work part time but in a very stressful demanding job which means them being in childcare long days. I became single parent October last year and then had 6 weeks off for depression/anxiety. I went back to work but not because of being better or coping but because of pressure of wanting to move areas (back to family) and therefore knowing I’d need to change jobs and I didn’t want poor sickness record.

    I’ve carried on going despite at times really struggling with tiredness, my mental well- being, stress and irritability. I know it’s the job and work days as on my days off with kids i’m So different.  I’ve recently contacted gp where nurse told me it’s just my coping mechanisms and I need to  access counselling.  I’ve been in contact with them but it’s not very flexible for single parent two young children. I’m now just thinking I need to give notice on my job. I’ve been looking for a long time something else. I’ve Recently applied fir a few things but say in the worse case if don’t have a job I’m just worried about finances.  I currently get universal credit to help towards childcare but obviously I won’t get this if I don’t work.  Any thoughts or hear from others who may have been in similar situation would be great.

    #13013 Report

    Nannyplum
    Participant

    Thanks. I’m already back with family. I’m getting my own house (mortgage) soon but it’s a low mortgage. I have a 3 (nearly 4) year old and 2 year old.

    #13045 Report

    Sherinam
    Participant

    Hi have you got your mortgage secure? The bank asked for my wage slips which  I was able to produce but then I reduced my hours and didn’t tell bank . If you are in employment and your hours are less than 21 you can claim tax . I was able to buy home off my husband

    #13058 Report

    Nannyplum
    Participant

    Hey Sherima

    the tax back sounds interesting  how do I do this? Everything is all sorted just waiting on actual dates completion and exchange now

    #13070 Report

    Sherinam
    Participant

    You need to go  hmrc website . You won’t get mortgage if you tell bank  u r relying on tax credit . My work place kept over paying me extra although I had reduced my hours so.i gave this evidence to  bank to show that I was on a high salary . My mortgage is low so I can afford this but the bank don’t give much mortgage if u r on low income .

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