I am a mid 30s male with two teen children. I am going through a separation and I am worried about finances. We/I have no funds to move out and I’m not sure where to turn?! I’ve listed a few of our details below.
Has anyone else gone through a similar situation? I’d love to find out what I can do to get this sorted. Ideally, I’d need help with moving home funds such as Bond, First Months rent, and furniture for me and the kids. They will be staying with me 50/50 I believe.
Currently we rent from our local council here in Wales.
We have two teens.
She claims the child benefit.
We both work. Me 48 hours per week, her 21.
We/I have zero savings. Poor credit score so cannot obtain a loan.
We are in debt and all our debts are on payment plans. I am going to return one financed car but will still have to make some payments towards it.
there’s nothing to sell.
I work 12 hour shifts which include nights. I’ve been doing some extra freelance work but it’s not much money at all. And that’s just to try and pay our current bills.
we have a 2 bedroom house. Our children share a bedroom so I’ll probably end up on the sofa.
I was hoping there were schemes to help with furniture available. We have a local refurbished place too but I don’t have any disposable income at all. It really is a bad situation.
She also can’t get to work if the one car goes because public transport doesn’t go near her work. We have no family support either side.
Hi justhaitch, As moonwhisper suggested, you can have a look at the funding section. You can also call Gingerbread’s free helpline, where our expert advisers can offer advice on a range of issues. The number is 0808 802 0925 and the opening hours are: Monday 10am-6pm, Tuesday, Thursday & Friday 10am-4pm, Wednesday 10am-1pm & 5pm-7pm.