Wanting to separate from my husband. I’m looking at the financial side of things and just wondering how it’s possible and how you all survive!? I earn a decent wage, work 4 days a week but even with my husbands income I’m into my over draft each month. I know I’ll have mainatence and possibly some benefits but it doesn’t seem enough. The nursery fees alone are equivalent to a mortgage! I have no savings. Any advice!?
mealplanning, changing utility tariffs, relocating to cheaper areas, lifestyle changes like no Starbucks.
imagine being a uni student a lifetime ago that with a child!
apply for flexible working, try to get your husband on board with sharing childcare costs (he isn’t obligated to), arrange contact so you are working to further reduce costs etc. It’s hard to start with.
Yeah we get the 30 free hours but it’s still over £800 for 3 days for both of them! I didnt know about 20%reduction so I’ll look into that. Thanks for the suggestions, it seems impossible at the minute but good to know success stories! Xx