i finally made the break to leave my husband after years of an unhappy marriage last month. We have 2 young girls (3 and 4 years old) and have a joint mortgage on the house. He point blank refused to leave so I have found an alternative house to rent with the children. I am a self employed , part time beautician so have claimed Universal Credit as I can’t get tax credits in my area. I haven’t yet been paid as still in early stages of the claim but I’m now really worried that I won’t qualify as my name is on the mortgage and there is equity in our family home. Neither of us can afford to buy the other out as wouldn’t get a mortgage to that amount. He can afford the mortgage repayments on his own and has changed the direct debit into his personal bank account. I have been to a free consultation with a solicitor who says that to start divorce proceedings and force the sale to release my equity it will cost at least £2k – money I don’t have. I have been googling like mad and am worried as it seems that this equity will only be disregarded for 6 months following a split and after that I will have to show it is up for sale or I am taking steps to force the sale but how can I do that with no money for the solicitor and ex totally refusing to consider selling ? I feel totally trapped , I can’t go back to him , I just can’t – but I don’t earn nearly enough to support us without either benefits or the equity from the house – has anyone any advice I’m feeling desperate
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