Do I apply for universal credit and come away from tax credits?

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    Cazzamoo
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    Hi, my first post on here.  Looking for advice.  I’ve just lost my job due to the dreaded pandemic.  Obviously lost my monthly wages and now my new tax credits have come through and they have been halved.  I’m not going to be able to live on my new income of £430 a month with 2 children.  This will just about cover my bills.  Anyone had problem similar to this? Do I apply for UC?

    bit of background, children 15 and 12, no dad around he refuses to pay for the children.

    thanks in advance for any help.

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