Child tax credit

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    I am rather confused about the child tax credits 2 child limit cap. I was thinking of having a second child in the future but worried about finances. I’m currently on universal credit. When I did a brief benefit calculation it said that I would be subject to the child tax credit cap (I’m not sure if I’ve spelt it correctly but it’s the 2 child limit cap) so I would lose around £268 a month or so? (According to the calculators figures). Could someone please explain roughly how it works? From reading on the Internet I understood that I could claim child tax credits for 2 children but then it says you cannot claim that as well as universal credit. I do not want to find that I am worse off. Many thanks 🙂

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