Evening folks,
Hope you’re all well.
Im just after ame opinions really. Im 39wks pregnant and my relationship has completely broken down, so looks like I will be a single parent. Im trying to work out my budget so as to make sure LO and I are ok.
Unless something goes really wrong, my ex will be paying maintenance. And I’m planning on going back to work full time with some work from home days.
The only benefit I’ll be entitled to will be child benefit.
At the moment I’m holed up in my parents spare room and will be for my maternity leave, but when Back at work I should be able to afford to privately rent a flat for us.
My question is about disposable income. At the moment it’s looking like I will have around £500 a month disposable – this is after rent, CT and utilities, childcare and commute costs, plus a loan repayment I have.
So this £500 will be for groceries, toiletries and clothes for us both, toys, petrol, any days out and fun stuff etc.
Is this realistic do you think? Sorry to sound a bit clueless, but I’ve never had to budget quite like this before!
Thanks.
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