Hi… I’m newly separated from my husband who has left the home we own together (mortgaged) I have recently applied for universal credit and asked whether it covered help with my mortgage…they replied to say they do not help with mortgage interest / home loan interest or service charge payments… I’m still waiting in my claim so have no idea help I will get. I would say call them but I’ve tried twice and they really aren’t very helpful. Sorry I couldn’t be more help.
I have a house with is jointly owned. I have an occupational order, which means I get custody of the house and look after my 3 children. I get universal credits. I use my universal credits to pay my mortgage. The judge said to me. If I want to live in the house, I have to pay the mortgage so I do. I also work 16 hrs per week.
You can rent out rooms to help pay towards the cost of the mortgaged. That is what so many people do.
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