Soooo, I separated from my Husband a bit over 3 years ago. We had bought and lived in our Family home since 2009. Initially, he moved out when I asked him to, but then told me he wouldn’t pay the mortgage any longer unless he could live there. I wasn’t able to pay the mortgage, so took advice from CAB and moved in to a rented house with my children with working tax credit, which then, turned to Universal Credit, which I rely on, though I do work 30hrs a week as a healthcare assistant. I have been trying to progress the divorce, but he refuses unless we sort the finances. I have said I will not seek his pension, but want a 50/50 split on house equity and I think that should be around £20-26k. That isn’t going to be enough for me to try to get a mortgage on my own, but will presumably mean that I am ineligible for the UC benefits. Is there any way around this? It would get swallowed up fairly rapidly on just living, so I won’t have anything to move forward with and create stability for me and the children when I am in a position to be able to, then will have nothing left and need to claim benefits again. Tbh, I am not sure he will be able to remortgage on his own, so the house is likely to be sold. I have considered a Mesher order, but could I be found at fault with UC if I try and slow the sale of the house, so assets? I keep going round and round in circles, getting nowhere. Any advice appreciated. Thank you.
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