I’m new to this forum, I’m a single mum, my little boy is 3 1/2 months old and I am due to go back to work in January. I am currently living at my parents house but because we live in a 2 bedroom bungalow, it is not practical for us to stay here long term.
My question is, if I were to cut my hours at work voluntarily to just short of 16 hours a week, would this affect my application for universal credit, I ask because currently I work 26 hours a week and on my wage I do not qualify for much help and therefore when I move out I will not be able to get by paying my rent and bills, plus other necessary items a baby needs each month.
I just needed the advice if this was possible and I won’t be penalised for doing so.
I have tried numerous calculators but as you can appreciate the calculator will not know that I would be giving up the hours voluntarily. This only goes off figures that I put in. I imagine that I will need to do the calculators for both scenarios and then ring for advice on what the best course of action is.