I’m one of the forum moderators at Gingerbread. Sorry to hear you’re feeling anxious about your work and studying situation.
I suggest you give our free helpline a call – our expert advisers can help with a range of issues including Universal Credit. The helpline number is 0808 802 0925 and opening hours are: Monday 10am-6pm, Tuesday, Thursday & Friday 10am-4pm, Wednesday 10am-1pm & 5pm-7pm. Please do be aware that the helpline can be busy at times so you may have to wait.